Financial Services

With our financial planning services you can experience the certainty and confidence of getting the right financial advice to ensure you, your family and your business are looked after. All advice is carried out face-to-face with our experienced Financial Adviser and tailored to your specific requirements.


Reliable financial planning advice and creating the right investment strategy are crucial elements in securing your future financial well-being. Whether you are looking to invest for income or growth, we can provide the quality advice, comprehensive investment solutions and ongoing service to help you achieve your financial goals.  Contact us for a no-obligation review.


Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension plans and requirements. Whether you would like help with your personal pension, or guidance on auto-enrolment for your business, we will review your existing pension arrangements to ensure you have peace of mind that everything is in place to support you and your employees.

Read more about auto enrolment to avoid penalties >

Tax Mitigation

Nobody wants to pay any more tax than they need to. There are simple steps a business owner can take to reduce their corporation tax liability which are acceptable tax mitigation and not illegal tax evasion. We can offer ways to minimise your tax payments that will benefit your investments, pensions and retirement planning.


We will carry out a thorough assessment of any life or health policies that you currently have. So if your health is affected you don’t have to worry about the financial implications for your family or your business. Likewise if death or illness affected a key director or employee then we can ensure you have the insurance in place to protect your business from risk.


Whether you are a first time buyer or have a property portfolio, having the right mortgage can save you thousands of pounds. Also, with so many lenders offering such a vast array of products, it is vitally important to seek the right specialist advice. We will ensure that you have access to the latest deals available and receive a first class service.

Commercial Lending

Whether you wish to purchase the property you currently work from, or a new property for your expanding business needs, we can offer expert assistance from property lending experts, who understand the requirements of different industry sectors and will provide you with market leading products.


Harrison Hinchliffe Financial Services are provided by Capstone Financial Management Ltd who are a Partner Practice of St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). Capstone Financial Management Ltd is registered in England & Wales No. 09225559. Registered Office: Manor House 35 St. Thomas’s Road Chorley England PR7 1HP.

Andrew Williamson

Senior Financial Adviser

Andrew is an exceptional financial adviser, with over 17 years experience, who is able to deliver advice on all areas of financial planning; specialising in investment planning, retirement planning and inheritance tax planning. He also works closely with businesses on areas such as corporate pensions, mitigating tax liabilities and business exit strategy planning. Andrew will take the time to understand your needs and aspirations to provide a personalised financial solution that will help you meet your goals.